Mamas Dinero

Heyyyy Prima!!! (means cousin in spanish) You opened that email real quick, sis! Whether you're double-checking an Amazon order like "Wait, what happened?" or thinking "Oh heck no, I didn’t order anything!"—I knew this would grab your attention. Let’s be real, Amazon kind of runs our wallets… or does it? Ever wonder how we survived before Amazon? Life before social media and the endless internet? Yep, I remember that. I guess I’m showing my age, but it’s a reminder of how we’re losing the art...

Heyyyy Prima!!! (means cousin in spanish) People throw around the term "side hustle" a lot these days, and when I first heard it, I used to think it was stuff like delivering newspapers, pet sitting, or a gig you do after work. Gave me a little 1980s nostalgia, honestly. But if I told you that making $300 per hour on the side is possible, would you jump on it? And no, I'm not talking about anything shady or sexy—get your mind out of the gutter! Grab your pen and paper—let's dive in! 1. Start...

Heyyyy Prima!!! (means cousin in spanish) Money dysmorphia is a real thing, and I'm not talking about body image—I'm talking about money dysmorphia. When I work with people on their budgets, some of them get so laser-focused (which is amazing), but they start creating these unhealthy habits around spending. Going from one extreme to another is how you end up in deep water, you know what I mean? Don't give me the side-eye But just like anything, habit patterns are what help us curb the...

Heyyyy Prima!!! (means cousin in spanish) I don't care what anyone says—side hustles are the MVPs of boosting financial goals. They helped me crush over $80k of debt and bump my savings and investments by over 46%! That's crazy, especially since we keep our living costs low to travel and do what we love. Budgeting isn't about restrictions; it's about freedom. 80% of my clients who set up budgets with me hear my main advice: "Sis, get a side hustle!" Most people say, "I don't have time," but...

Heyyyy Prima!!! (means cousin in spanish) No judgment here, but if you've bought something from Amazon, take that same amount you spent and put it in your savings. Spending isn’t bad—seriously, it's not—as long as you’ve got your budget in check and you’re being honest with yourself. Here’s my tough love speech: when you focus on the value of your money, you spend differently. I know it's been a while since I've got to know you... So click on the statement that’s true for you right now (just...

Heyyyy Prima!!! (means cousin in spanish) Budget and book that flight! I am so tired of hearing people say that TRAVEL is expensive. The way these community fairs, Disney and even going down the street for things like bowling or the movies has increased. TRUST ME travel is sooooo affordable. You just need a plan and patience. Planning is NOT a bad thing and as a mom we all start with a "plan" but if it changes and trust me its will. Will you be prepared? The car needs new tires... Your child...

Heyyyy Prima!!! (means cousin in spanish) Every time I sit down with a client for marketing or a family for a budgeting session, I play a little game where I ask "why" five times. It’s a trick I picked up in the corporate world to really get to the heart of things. So, let me ask you: why is your business or personal finance journey important to you? Why? (Give me the first thing that comes to your mind.) But why? (I'm digging deeper because I don’t want to just hear about the dream mansion.)...

Heyyyy Prima!!! (means cousin in spanish) The past few weeks, I’ve been discovering how to make budgeting not just easy, but also empowering and—wait for it—addicting! I mean, in a fun way. I actually get a thrill when I sit down with my numbers. But here’s the thing: not everyone feels the same way. No matter how many twists, turns, or color-coded spreadsheets I throw at it, the numbers won't change. What I can help change, though, is your perspective on priorities! Yes, we have a...

Dearest Gentle DEBT(bridgerton fan) You're like that annoying little fly buzzing around my beautiful bouquet, but hey, without you, how else am I supposed to take those wild risks and bloom? Understanding how to handle you in a systematic way is key, but when you sneak up on me with emergencies or unexpected expenses, I'm left scratching my head, wondering how to shoo you away. carry along debt Let's talk about the beast we call debt. Not all debts are created equal, but if you've got that...

Heyyyy Prima!!! (means cousin in spanish) "I fudged up, I fudged up,I REALLY fudged up!" This is all I was hearing during one of my last budget sessions. I looked into the Zoom camera and told this amazing mama of 3 crying, self shaming herself and I said "FUDGING UP doesn't define us, it will give us the extra tools to learn a new way in how we value our money. ( shout out to her for letting me share this story since I know she's on this email list) Society shames ups for fudging up our...